The presence of Black swans (a term coined for events that are responsible for the steep drops), such as the heightened regulatory risk on utilities/water sector, and the extraordinary Taal eruption and the ongoing COVID-19 crisis contributed to the lethargic outlook on local stocks. 1 talking about this. Despite this, the fund fares better than its benchmark, the Philippine Stock Exchange Index (PSEi). Hi Judy, inquire ur banks about the possibility of cocolife accessing ur account even if u change password. While we are waiting for the flattening of the curve and that things get better, we, at Cocolife Asset Management, want to guide our investors with their investment decisions. As one, we will overcome this crisis. While side effect issues are linked to the vaccine alongside the new strain of the virus, many are still hopeful with the expanded immunization campaigns internationally. We are grateful for your loyalty and support, playing a pivotal role in the growth of Cocolife Asset Management. Turn down money request accompanied by high pressure warnings like “Tomorrow will be too late”, “Positioning is important” or “Act now because there will soon be long waiting lists of others who want to take advantage of this golden opportunity.”. Moreover, our Investment team monitors fundamental and technical catalysts, provides up-to-date reports on market and fund performance, and actively conduct strategic portfolio reallocations to deliver with our promise of capital preservation and superior returns. This health crisis has raised anxiety among people as finding the new normal can be challenging with an end to this phase still unknown. Muntik n ko mgsuicide pra lng my mkuha aq at nadepress aq dhil dun. Nag … Note that a Primary SEC Registration only grants juridical personality. My Account; 0. As one, we are facing a truly extraordinary situation. Nonetheless, we don’t see the MECQ to be worse than the initial lockdowns last March to May period. COCOLIFE- Policy Service Department. Farmon: A Beginner’s Investing Experience, Online Shopping Review: Olay Night Ritual Set from Lazada PH, May Pera sa Resibo: Earn Cash Back from SNAPCART, Sample Letter: How to Cancel Cocolife Personal Insurance Plan, Learning and Creativity: What made me remarkable to Brian Tracy’s Team. It rewards client as much as 200% of life insurance coverage upon maturity should the insured survives age 100. Good thing, I read articles from the internet about people getting reimbursement when they cancelled within 15 days after they got plans from COCOLIFE. There are plans that don’t accumulate savings until your 3rd year of paying the plan. Reply. Read the latest newsletter from our fund managers here! Change ), You are commenting using your Twitter account. ( Log Out / For the second quarter alone, the country’s gross domestic product growth rate plunged to as low as two digits alongside weak corporate earning potentials with investments becoming limited as the business climate remained downbeat. We are thankful that the vaccine rollout in the Philippines appears on the horizon. This fund has yielded consistent positive returns since its inception, align with our commitment to our valued investors of capital preservation and superior returns. The economic impacts are underscored by the prolonged loss of economic activity, for which we are expecting a lower GDP print at least in the first half of the year, and its effect can still linger if the government fails to swiftly contain the virus spread. In the observance of the Holy Week this Lenten season, we join you and the Filipino people in prayer to overcome the adversities and challenges during these trying times. Moreover, CFIFI has been named as one of the best mutual funds in the industry, regularly bagging recognition from award-giving bodies at home and abroad. Meanwhile, Cocolife Fixed Income Fund, Inc.’s resiliency is anchored on its ability to weather extreme volatility, recording consistently positive returns since its inception. The person selling you the scheme tells you to decide based on your “gut” feelings. Please always feel free to contact your Investment Specialist for your needs and concerns. sa august na magsisimula hulog. Cocolife Asset Management Company, Inc. All Rights Reserved. Durchschnittliche Gehälter für Account Executive bei Cocolife in Makati City: 13.258. The acclaim given by the International Finance proves CFIFI’s stellar, yet ‘consistently consistent’ performance in the industry. With Cocolife Future Savings Platinum, clients will also enjoy scheduled cash bonuses: 10% of the coverage at the end of the … Is this your company? Despite our current operational capacity, the management continuously caters to requests and inquiries, process investments and redemptions, and publish the daily Net Asset Value per Share (NAVPs) in an uninterrupted basis. Neuigkeiten Despite the difficult year we had in 2020, we believe there are still plenty of reasons for hope and gratefulness. Copyright © 1999-2021 Even with the lingering uncertainties, we believe this year will be a year of transition as we embrace the new normal, leaving the pandemic behind. Note that the reason the economy has dropped so sharply is because we have a global pandemic happening. Moving forward, we will remain on the lookout for trading opportunities to stretch the yields of the fund. Available Properties for Sale: As of September 30, 2020, here's the list of our available properties for sale. I also request full refund of my initial payment to the policy plan amounting to Two Thousand Pesos (Php 2,000). So we are encouraging our valued investors to INVEST NOW! This re-imposition of stricter lockdown guidelines is seen to be a double-edged sword as the government has to do a delicate balancing between the public health and the economic health of the country. Just three months into 2020, Philippine equities have been on the volatile side, characterized by the deeper downswings even worse than the performance during the Asian and global financial crises in 1997 and 2008, respectively. Cocolife Fixed Income Fund, Inc. (CFIFI) was once again lauded with international prestige by bagging the ‘Best Fixed Income Fund’ award for 2020 from the International Finance Magazine. The high risk of uncertainty prompted the investment team to embark on sound, and prudent decisions that will best protect the funds and the investors. Note that the local market has overcome huge corrective waves in the past, including the Asian and Global Financial Crises. The current market weakness may warrant a certain level of cautiousness, but should not deter one from investing, especially for those with long-term investment horizon. Sadly, many individuals/families even struggled to get by, forced to tap their nest eggs for buying/paying essentials. We understand that not all investors can take extreme volatility. Yung nkuha po sa account ko is 90k, kya sobra g pagsisisi ako now. They myt advise u to close ur account n open a new one. Clients can invest in CFIFI for as low as 1,000 (initial investment) and 500 (subsequent investments), and reap the same percentage as those who invested with a higher amount. Under his helm, the three mutual funds were consistently recipients of awards … Our accrual-based investment strategy is maintained to counter the volatility in interest rates, all the while taking advantage of trading opportunities in government securities. Stopping is different from adjusting. For those invested in United Fund, Inc., our equity fund, we maintain our recommendation for you not to panic and to stay invested, as redemptions would only realize investment losses. How To Cancel Cocolife’s Insurance Policy September 24, 2015 September 11, 2019 / G.Kabalyero Imagine one day, you are leisurely walking in a mall trying to enjoy your precious free time, then suddenly, someone appears out of nowhere inviting you for a promo or raffle prizes in exchange of your basic information and a proof that you have an active bank account. It is important to know how to manage our funds to improve financial security and how to pivot without giving up our goals altogether. We would also like to invite our investors to review your financial objectives as this crisis can bring life lessons and opportunities in the future. The person selling you the scheme is having a hard time explaining how the investment works and how your money actually earns. I purchase a personal accident plan today thinking that it is a term plan to be paid for one year only but it turned out it’s payable in 10 years. Don’t panic. Accumulating for the long-term, especially for those with excess cash, can ride the current market trend, in anticipation of an eventual recovery when the dust settles. For the past weeks, we released a series of newsletters providing Cocolife Asset Management, Co., Inc.’s operational and investment strategies in the backdrop of the ongoing COVID-19 crisis. The Insurance Commission has granted Cocolife authority to issue Migrant Worker's Compulsory Insurance Coverage to Filipinos who are working/or are to work abroad. Company Overview FAQ. Stay invested. Throughout the transition of adapting to the new normal and even as uncertainties linger, we remain committed in leading the way. A market correction, as what has been occurring across the globe, was largely attributed to the panic and fear over the COVID-19 pandemic. Please always feel free to contact your Certified Investment Specialist or our Investor Relations Officer for your needs and concerns. It is true that there’s a possibility that we have not yet reached the bottom of the market downturn. Holding investments for the long-term was the most effective strategy to tide over the volatile market. As we have stated from our previous newsletters, windows of opportunity present itself in a volatile market. Praying that 2021 will witness a return to a semblance of normalcy, filled with new hope and new blessings! Don’t fall for it. Cocolife. As Mark Twain says “History does not repeat itself, but it often rhymes.” Investors saw their portfolios lose 48% or more during the financial crisis in 2008. The person selling you the scheme hurries you. Aseel 22 September 2018 at 22:34. Unter "Dienstleistungspreise Kont… 3 … POLICY STATEMENT Recognizing the importance of a safe and healthy workplace, Cocolife is committed to promoting and supporting an environment where healthy lifestyle choices are encouraged and advocated to its employees. Concerns linger on how it will spiral into an economic crises and a global recession. Under MECQ, the movement of people shall be limited anew as quarantine passes are required and public transportations are suspended. The 2020 stock market crash, instigated by the coronavirus outbreak, ended the 11-year bull run of Philippine equities. Mutual Funds are not deposit products, and, as such, yields are not guaranteed. Further, as the effects of the lockdown swept through, in which the country has closed off its borders and imposed strict stay-at-home restrictions, many were confronted with financial hardships. Not all the money you pay will be saved for your future use; there are fees and charges to be collected. The currency and language for the customer are used on the external account statement. Englisch-Deutsch-Übersetzungen für statement of account im Online-Wörterbuch dict.cc (Deutschwörterbuch). Ich s… 3 Antworten: Kontosaldierung, Kontoabschluss - account closure, statement of account? The computed Return on Investment (ROI) and market value may differ relative to your actual ROI. With the rollout of vaccines continuing, we expect recovery could be underway simultaneously. Habe ich in einer Nachricht von einer Kundin erhalten. What matters is how long we hold it. Maintaining a savings mindset, however, could keep our focus on the long-term. At present, we are effectively accommodating customer inquiries and requests coursed through email addressed to the Investor Relations Office. The value above is for illustration purposes only and is not a guarantee of future results. As of April 22, 2020, the fund’s returns, which are not subject to withholding and/or income tax, are as follows: While CAMCI management and staff are working from home, we can be reached by our valued investors through the company’s website and email. Analysts believe the two-week MECQ at work will help reduce the spread of the coronavirus disease. Despite this global pandemic, the company will continue to uphold its vision “leading the way towards financial freedom”. I’m not marking Cocolife as a spam insurance company. Meanwhile, the continuing quarantine scheme on the new normal is gradually adapting a laxer approach to businesses, bringing more mobility as well as productivity in the workforce. Accordingly, GDP nose-dived by 16.5%, the lowest recorded quarterly growth starting 1981 series. For the peso bond and dollar balanced fund, the investment team continues to monitor inflation and interest rate movements locally and globally and strategize accordingly. We help you fight inflammation, increase your energy and feel fantastic with 100% pure and chemical-free, health-boosting plant-based foods. Statement of account: Letzter Beitrag: 27 Okt. As long as you have the extra cash you’re willing to invest over the long haul, buying stocks today will lead to wealth creation over the next years. This form is used for automatic debit of premiums from your bank account every due date. We can be reached to help you. Further, we may note that the greatest returns were made by investing for the long-term. di ko naman nasabi name kasi andun sa … With over 100,000 confirmed cases of Covid-19 in the country, Metro Manila and neighboring provinces were placed back to a stricter modified enhanced community quarantine or MECQ from August 4 to 18. Ask for a prospectus, offering circular, financial statement, or other similar document before you even consider investing. How is CAMCI dealing with the current crisis? The fund passes any dividends, interest or profits on the sale of its portfolio securities, less fund expenses, to shareholders in the form of distributions.” (PIFA, 2004), Securities and Exchange Commission (2016). While the pandemic bruised the economy, hopes of rebound is bound to mark its way alongside reopening of businesses and people reporting to work. 11, 09:21: Wie würdet ihr das übersetzen. When in doubt, make no promises or commitment, no matter how tentative. Basierend auf 1 Gehältern, die von Mitarbeitern als Account Executive bei Cocolife … Hence, we would like to extend our assurance that despite the extended ECQ, we at CAMCI are still actively monitoring our Mutual Fund portfolio and looking after your investments. Companies. This is advisable for conservative investors who want income with moderate risk. Last week, we released a newsletter providing an update on the prevailing market conditions, CAMCI’s investment and operational strategies to cope with the impacts of COVID-19, as well as the best option for clients. Balak ko po mgfile ng complain sa korte, Sana lumitaw din mga katulad nating victim ng cocolife at Sama Sama tayong mgfile ng mpaalis n s SM yan. Clients can invest in UFI for as low as 1,000 (initial investment) and 500 (subsequent investments), and reap the same percentage as those who invested with a higher amount. The PSEi is now trading at 9.6x forward earnings, less than half of its peak and the lowest since 2008. The discipline to save and invest also becomes all the more important now since full economic recovery may take its time. We know the road these next few months will likely be challenging, but we assure you that our commitment to provide quality service is stronger than ever. But year after, the stock market recovered 63% and the bull market continued until last year, giving a 10Y CAGR of 10% and cumulative return of 145%. 6 … Given our current situation, it is very important for our clients to be well-informed, and continuously be mindful of opportunities and risks. For existing clients, please log-in to your account to view your actual fund value and return. Their purchases provide the money for a mutual fund to buy securities such as stocks and bonds. Volume 8: President’s Chinese New Year Message, Signature Card for Institutional Investor, 2015-2016 Fed Rate hike / China slow down. Furthermore, we are optimistic with the monetary and fiscal policy plans of the government, supporting the economy’s recovery from the pandemic. Likewise, we maintain our accrual based investments so as to minimize the impact of interest rate volatility. We would like to inform you that the management is ready to adjust its operations and workforce depending on the decision of the government, on whether the ECQ will be lifted on April 30, 2020 or will be extended. To keep our valued clients abreast of current events, we would like to provide updates on the Philippine Stock Market’s performance. But it is also true that it is difficult to time the market. The global coronavirus pandemic is affecting our families, our businesses and our way of life. Certainly, this pandemic and the resulting economic downturn had forced many of us to put our financial goals on hold. As we veer towards this “new normal” with the General Community Quarantine (GCQ) imposed in almost all regions in the country, we see a streak of optimism in the horizon. Home; Who We Are; Recipes & Blogs; Products; Home; Who We Are; Recipes & Blogs; Products; Healthy Plant-based Oils. If ever you see COCOLIFE agents in malls, avoid them like plague. As the government enforced lockdown measures since mid-March or for nearly five months, the nation’s economy slipped to a technical recession. Can i cancel mine. NAVps are dropping, especially the stock fund. By taking simple actions, you can help protect your way of life far into the future. Our list of products and services are designed to answer your specific needs. Even if it’s a very small amount, it is vital to try to keep going, keep the momentum moving and keep benefiting from compounding. ( Log Out / ( Log Out / Reply. Investment 101. 3rd Floor, COCOLIFE Building 6807 (6774) Ayala Avenue, Makati City. CAMCI is devising ways to continuously cater to the needs of its investors during the Luzon-wide enhanced community quarantine. This is advisable for investors who do not have the expertise or time to manages their own funds. The agent clearly lied to me so now I am filing for a policy cancellation. While it is impossible to flatten the curve within just two weeks, this period will provide our government the time to strengthen our medical resources, and reevaluate plans and implement better means of refining the pandemic response. Be wary of schemes that give emphasis on recruitment of members or “downlines”, particularly if the product being offered is overpriced, as the same may be a disguised pyramiding scheme. It does not automatically give a company the authority to engage in all types of business activities such as lending, selling of securities and investment contracts, investment taking, etc. However, the Department of Finance cited the return to MECQ may be a ‘one step back’ to economic recovery as it may further hurt livelihood, consumer demand, as well as several industries’ operations and profitability in the near-term. Applicants may submit or e-mail their Comprehensive Resume, Transcript of Records and most recent 2x2 picture to: Jona Marie V. Cruz. Please feel free to communicate with us to raise your concerns. But here’s what we know. We understand that this is a difficult and stressful situation for everyone, especially with the recent extension of the Enhanced Community Quarantine. Cart Total: $ 0.00. Gourmet Sprays. Averting the worst-case scenario depends on the duration of the health crisis and what will be the damage to the real economy. Your first 2 years of your payment will … Our thoughts and prayers are focused on the health and safety of our investors, employees, families and communities, and our hearts go out to anyone directly or indirectly affected by the virus. Remember, “if it sounds too good to be true, it usually is.” It is far better to wait and lose an opportunity than to take the plunge and lose everything. 2 Financial statements .....8 3 Consolidated financial statements.....12 4 Business combinations.....18 5 Revenue recognition ... complex accounting principles as an adequate, sustainable alternative to IFRS and to improve the informational content of German GAAP financial reporting by implementing elements similar to IFRS. It has magnified concerns on our financial health, with risk of significant reduction and even loss of income due to possible illness, layoffs and temporary closure of workplaces. It may be a long way for the economy to return to the pre-Covid-19 levels as we grapple with the challenges induced by the pandemic, we are hopeful that economic recovery will commence eventually. Create a free website or blog at WordPress.com. Viele übersetzte Beispielsätze mit "statement of account" – Deutsch-Englisch Wörterbuch und Suchmaschine für Millionen von Deutsch-Übersetzungen. Be suspicious of “inside information,” hot tips, and rumors that supposedly will give you a big advantage over other, less knowledgeable investors. Please consider this request as soon as possible. As we deal with this pandemic, our highly-skilled workforce will continue to deliver the highest level of performance, availability, and security aimed at your success. Cocolife Future Savings Platinum is exclusively available for mall clients, with minimum coverage of P 100,000.00 payable for 10 years. Tagged as the “Consistently Consistent Fund”, Cocolife Fixed Income Fund, Inc., has shown resilience over the past years, overcoming extreme volatility in the mutual fund industry and financial markets as a whole. Also, with the advent of the MGCQ/MECQ, let M now stand not for ‘Modified’ but ‘Matibay/Matatag’ as we come through this crisis stronger and more ready to weather any financial storm. This back-to-back recognition proves that we are serious in our commitment to deliver superior performance to our investors. The assets are then entrusted to a full time professional fund manager who develops and maintains a diversified portfolio of security investments. A mutual fund is an investment company that pools the funds of many individual and institutional investors to form a massive asset base. For kitchen-table investors, the best advice is actually to do nothing. If you feel that you are being pressured, you are! The person selling you the scheme won’t give you anything in writing. Lastly, Cocolife Dollar Fund Builder, Inc. continues to outperform its foreign balanced fund peers and its benchmark, primarily due to our continuous monitoring and retooling activities. Then read the small print carefully, particularly on refund, and make sure you understand the terms thoroughly before signing any kind of commitment. For Employers; Sign In to Employer Centre; Post a Job; Employer Blog; Talk to Sales; Post Jobs; Write Review; Sign In. Each year, the company handpicks exceptional businesses to honor their utmost contributions in benefiting the global finance community. This marks the second consecutive year that CFIFI has been recognized as the Philippines’ Best Fixed Income Fund by the International Finance Magazine, after receiving the trophy and plaque for the same award for 2019 in ceremonies in Bangkok, Thailand held last January 31, 2020. I have nothing against cocolife and I believe the people handling this won’t try to take ur money unless u have a contract with them but ur account is a debit card once its gone its hard to retrieve na unlike … Do not engage in foreign currency trading unless you fully understand the mechanics or dangers of currency trading and can afford to lose your money (margin or security deposit). Amidst the shift to the Modified Enhanced Community Quarantine, Cocolife Asset Management is effectively following its Business Continuity Plan (BCP), devising ways and tweaking our capacities to ensure that the best services are provided for your investment needs. Fill in your details below or click an icon to log in: You are commenting using your WordPress.com account. Welcome to the Official Facebook Page of COCOLIFE! People who buy shares of a mutual fund are its owners or shareholders. Delete. Just like any crises, we believe that the there will be an eventual recovery and that the long-term view for the Philippines remains positive. The distinction was announced through an email from International Finance Business Development Manager Sid Jain to the fund managers and was posted later on their official website on May 4. Original or certified photocopy of statement of account or original copy of the certification from the hospital showing inclusive of confinements dates; Original official receipts of expenses incurred during the confinement ; Admission & discharge summary, laboratory test, etc. Saving and planning for the future can be difficult at this moment of uncertainty and for most who are currently experiencing income volatility and lack a stable financial cushion. So, instead of holding onto your excess cash, why not consider investing or adding position to Cocolife Fixed Income Fund, Inc.? He was an incorporator of the investment company and the three mutual funds. global financial crisis in 2008), and that our relentless commitment to deliver sound investment choices is stronger than ever. Thus, now is a good start to position in the market and take advantage of lower stock prices. Before making a commitment, get an opinion from your lawyer, stockbroker, accountant, or the appropriate government office. 23.011 Personen sprechen darüber. But that doesn’t change the fact that the fundamentals of our economy are good and strong. Below is a table illustrating how the PSEi recovered from the previous bear markets: Source: CAMCI – Equities Dealing Estimates COCOLIFE Building. The government has been doing what it can to calm the markets and support various sectors affected, by employing fiscal and monetary stimulus. If the account statement … Fund values were computed based on assumed annual rate of returns for each fund. Meaning, your plan will begin to accumulate cash values only after 2 years. 8 Reviews. A mutual fund is an investment company that pools the funds of many individual and institutional investors to form a massive asset base. The Customer account statement report displays external customer account statements that you can send to your customers. In compliance with COCOLIFE’S Code of Ethics and Conflict of Interest policy, disclosure of relevant significant financial interest is required of all managers and officers of the company. What is the best option for investors at this volatile market? Pyramiding Schemes/ unregistered investments schemes, Home Investment or Employment Opportunities. Their agents actually claim that it’s a legitimate subsidy of the government. Investments and redemptions are still accepted via the IRO (via email) or through the client’s Investment Specialist. The assets are then entrusted to a full time professional fund manager who develops and maintains a diversified portfolio of security investments. Certified Investment Solicitors (CISols) can also be easily accessed through their phone numbers and emails. The more unaware and unsuspecting you are, the more attractive a target you are. Please send me a written confirmation within 30 days that the cancellation has been put into effect. We hope that you continue to be healthy and safe as we reach out to you again by this time. Are investments and redemptions still accommodated? Cocolife Fixed Income Fund, Inc. (CFIFI) was once again lauded with international prestige by bagging the ‘Best Fixed Income Fund’ award for 2020 from the International Finance Magazine. For me, I conclude that it is a scam. Note: C$FB is benchmarked against interpolated 9-year ROP yield (based on ROP 28 and ROP 31). Change ). Account Settings; Sign In; For Employers. Simple questions, but that was set-up for you. Jobs; Companies; Salaries; Interviews; Search. The … As we move into the Year of the Ox, we wish you moments of stability and peace amid the difficulties, connections with family and friends even if they can’t be in person, and happiness and lightheartedness to sustain you. If due to accident refer to Accident Benefit Claim for additional requirements; Claimant statement; Other … The upturn will hinge on factors including the pace of COVID-19 vaccine rollouts as well as government policies to support and drive the upswing. Locally, the coronavirus has been responsible for the lockdown imposition of Luzon, which resulted to less discretionary consumption, little to no private investments, crippled business operations, and the less economic activity. To honor their utmost contributions in benefiting the global Finance community focus on the horizon to time market! Are fees and charges to be collected commitment to provide updates on the long-term was the most effective to! Of num close ( Esc ) Logo von Deutsch-Übersetzungen only after 2 years coronavirus is. To Log in: you are commenting using your WordPress.com account everyone, especially with the recent of! Company, Inc. has registered losses due to the policy plan amounting to Two Thousand Pesos ( Php 2,000.... The nation ’ s investment Specialist or our Investor Relations Office t you grab the opportunity to buy unclear the. You ’ ve placed in us even in this turmoil what it can calm!, known as `` Compulsory cocolife statement of account take note that a Primary SEC Registration only grants juridical personality you as reflect! Charges to be healthy and safe as we have a global recession choices is stronger than ever of... The upswing able to maximize their profit or earnings given the power of pooling the of. 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Resilient, steadily rising albeit occasional periods of contraction, enduring world wars and recessions who cocolife statement of account. I ’ m not marking Cocolife as a spam insurance company the government enforced lockdown measures mid-March! Year we had in 2020, here 's the list of products services.